So maybe you had a short sale a few years back … or perhaps experienced a foreclosure, but time has passed and you’re ready to be a home owner again (or not). Nothing wrong with being a home owner or renter, it’s whatever you’re comfortable with, but we are seeing a surge of requests from folks that are ready to buy again, who have experienced a home loss or sold their home by short sale in the past. So we want to help you know what your options are … there are many folks in your position.
The Question: “So When Can I Buy Again, After my Short Sale or Foreclosure?”
We sat down with Dara Delgado, Senior Loan Officer at Republic Mortgage Home Loans and she provided some invaluable insight to buying after a short sale or foreclosure. Steve and Dara discuss what you should be looking out for, how to prepare yourself, and what the timelines are right now for when you can buy after a short sale or foreclosure. We also touch on checking your credit report to verify items have cleared.
To talk to Dara Delgado about your specific situation, whether about buying after a short sale or foreclosure, and/or to simply buy your next home or refinance … or to simply ask questions, post below or give her a call at (916) 224-3327 – www.DarasLoans.com (Pronounced DaaaRRR-ruh – so don’t panic on the pronouncing of her name, we have your back, we’re cool like that …)
If you have any questions about fixing your credit or checking items out – we suggest speaking to your trusted credit restoration or perhaps, Blue Water Credit LLC of Roseville, CA - (916) 315-9190
** Before making any big decision regarding purchasing, executing a short sale, or allowing your home to foreclosure – always make sure to consult your tax person and/or attorney and research what is the best option for your specific situation. **
Dara Delgado, Sr. Loan Officer – Republic Mortgage Home Loans
NMLS# 249825 101 Parkshore Dr. Suite #245 Folsom, CA 95630 (916) 224-3327
Have any questions? Give us a call or send us an email – 916-308-2446 – RosevilleAndRocklin@gmail.com