Before we head out into the world of showing homes, we do ask that you speak to a loan person that you feel comfortable with … It’s to save you time and know where you need to focus.This way we are all on the same page and efforts of research are maximized as well. We respectfully request a pre-approval letter in hand, before our 2nd meeting.

Loan persons listed below – this is not an endorsement of services, just people we have had a good experience with … ultimately this must be your decision and you must feel comfortable with whom you work with and choose.

Each person below has a different approach and communication style so give them a call (if and only if you feel so inclined) and let them know your desires and expectations. To avoid our special mind-reading hats, be upfront, honest and concise of what your expectations are and “what you know” and “perhaps what you don’t know” or rather what may confuse you, so they can appropriately guide you on your home purchase journey and go with confidence forward. Check online reviews of people, or ask for referrals.

Ask questions, be prepared, ask for process and know what to expect.


Brian Skarg
Wells Fargo – Home Mortgage Consultant
Renovation Specialist
NMLSR# 448164
3010 Lava Ridge Court Ste 150 Roseville, CA 95661

**Wells Fargo Pre-approval, click here

 Video Coming Soon!

Dara Delgado - Home Loans - Sacramento, CA

Dara Delgado, Sr. Loan Officer
NMLS# 249825
Direct: 916-224-3327
Fax: 866-488-8512
See Dara’s Yelp Reviews
Visit Dara’s Website

Keith Collins - Alpine Mortgage

Keith Collins
Certified Mortgage Planner
Alpine Mortgage
MLO# 284900
Team Members: Joy Collins

Team Members: Christine Mills
Visit Website for Keith Collins
View Keith’s Yelp Reviews

(916) 253-7820

For more Videos:

Ryan Nordby - Senior Loan Officer - Roseville, CA

Ryan Nordby –
2260 Douglas Blvd. #260, Roseville, CA 95661
Office: (916) 784-7000
Cell: (916) 600-6480
NMLS 260857-BRE# 01405357


Holly Ross
Mortgage Advisor
Alpine Mortgage

MLO# 450433
(916) 899-1300
Go to Holly’s Website –

 Carlos Ledesma Mortgage Advisor
Carlos Ledesma

Mortgage Advisor
Stanford Mortgage
MLO# 286588
Go to Carlos’s Website
 Video Coming Soon!

Come into our office and interview us today
916-308-2446 •


desiree desiree
Marketing / REALTOR
Heather Ostrom
DRE# 01899313
DRE# 01344154
Broker Associate
DRE# 01710139
DRE# 01922981

steve ostrom realtor roseville rocklin granite bay real estate listings for sale fsbo bank owned reo repossessed goldfish

Make the Jump With Us … to a new Home.

Coldwell Banker Sun Ridge Real Estate
4011 Woodcreek Oaks Blvd. #110 Roseville, CA 95747
Steve Ostrom – e-Pro • PicturePath Partner  • Masters Club Member PCAR (Placer Co)
Steve Ostrom – is on the California Association of REALTORs® Board of Directors (2008-2012)
and is an active member of the Sacramento and Placer County Association of REALTORs®

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Equal Housing Opportunity

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