New Jumbo Loan Options + Will Interest Rates Go Up

Jumbo loan Brian Skarg Interest Rate 2015

Well, some folks just write or film about items they have just “heard about” … let us tell you, we have experienced this first hand with Brian Skarg. So know this isn’t just lip service, these items about these jumbo loan options are the real deal. We try to keep these videos short and sweet,… Read More

2015 Roseville + Rocklin Real Estate Market: Predictions + When to List

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Jumping Gigawatts, it’s 2015! Bust out your hover boards, we’re going to be dishing our real estate predictions for 2015. Homes still aren’t looking like the McFlys’ home in Back to the Future II and we still need roads. So here is our road map for sellers in 2015 … and answers to all the big… Read More

Loans: Finding Success with VA + FHA 203K

Desiree Pointer Richard Porter Lending VA 203K loans

It’s “VA and 203K Education time” with Richard Porter and Desiree Pointer. Desiree Pointer and Steve Ostrom can attest, we have been having great success with VA Loans both on buyer and seller represented transactions. So we thought this would be a great opportunity to target buyers seeking out VA and FHA 203K loans for… Read More

If You Are Going to Go-Go on Vacation – When You’re in Escrow

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Vacation is all you ever wanted …Vacation sometimes happens when your home is in escrow. Vacations don’t always happen at the best time … same with job trips and conferences. So if you’re selling your home or buying your next home and you have to leave town, it’s best to inform everyone involved in the buying and… Read More

Agent Quest Podcast Interview: Conversations that Matter

YouTube Channel Teri Conrad heather ostrom Conversations that Matter

Hello, this is Heather Ostrom. I specifically handle the marketing for our real estate team, both online, social media, and printed media, as well as handle much of our e-communications online. Our real estate and community website, we try to provide a specific value for folks we work for and also educating buyers and sellers,… Read More

A “People Driven” Real Estate Market

2014 a people driven real estate market

How’s the Market Steve O? A question we’re used to hearing and love to answer for our clients, friends, and family. In past years, we saw a real estate market largely influenced by banks with the foreclosures (also know as a REO or REPO) and short sales. Now we’re seeing more homes with sellers that have equity in their home, and we talk… Read More

Videos Helping Relocation Buyers Find the Right Home

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Our team works frequently with relocation buyers and sellers.  Sometimes it’s a job relocation, and sometimes it’s a military relocation, we are always so grateful to help anyway we can. (Thank you to all the armed forces members for serving our country). What’s the big deal and why is it so cool that Broker Associate, Desiree Pointer creates narrated videos for her clients that are out of the area? If a home is priced right and will sell quickly, and/or you are simply limited to coming into town for a few days, or even a week, you won’t have to just rely on Metrolist photos to give you a sense of the house and yard, or even google maps (which are often outdated). So don’t take our word for it – listen to our buyer Luke Howe and… Read More

The Different Flavors of Mortgage Insurance

Mortgage Insurance with Ryan Nordby in Roseville

What is mortgage insurance and what are your options? Definition from Wikipedia: Mortgage Insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer. The policy… Read More

Buying a Home after a Short Sale or Foreclosure

Dara Delgado Senior Loan Officer Sacramento

So maybe you had a short sale a few years back … or perhaps experienced a foreclosure, but time has passed and you’re ready to be a home owner again (or not). Nothing wrong with being a home owner or renter, it’s whatever you’re comfortable with, but we are seeing a surge of requests from folks… Read More

Need to Sell before Buying? Understanding a Contingent Purchase

Contingent Sales Roseville Rocklin

So you’ve been tossing around the idea of buying a bigger home … maybe you have outgrown your home, and now you have a bit of equity in the home … or perhaps now that you have some equity in the home, you want to downsize in preparation for the future. Or you’re ready to… Read More

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