The Different Flavors of Mortgage Insurance

Mortgage Insurance with Ryan Nordby in Roseville

What is mortgage insurance and what are your options? Definition from Wikipedia: Mortgage Insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer. The policy… Read More

Buying a Home after a Short Sale or Foreclosure

Dara Delgado Senior Loan Officer Sacramento

So maybe you had a short sale a few years back … or perhaps experienced a foreclosure, but time has passed and you’re ready to be a home owner again (or not). Nothing wrong with being a home owner or renter, it’s whatever you’re comfortable with, but we are seeing a surge of requests from folks… Read More

Home Listing Report 2013 – Coldwell Banker

HLR Home Listing Report Coldwell Banker 2013

Roseville and Rocklin, California make the top 500 most expensive (or we think awesome) places to live. Steve and Heather Ostrom discuss the details of the Coldwell Banker Home Listing Report (HLR) and there MAY or MAY NOT be some funny “Jerk” references in the beginning and the end of the video. I can’t be… Read More

Part 1 of 2: Contingent Purchase of Other Property

Contingent Sales Roseville Rocklin

So you’ve been tossing around the idea of buying a bigger home … maybe you have outgrown your home, and now you have a bit of equity in the home … or perhaps now that you have some equity in the home, you want to downsize in preparation for the future. Or you’re ready to… Read More

The Difference between Dual Agency and a Contingent Sale

Contingent contingency of purchase dual agency

What we’re familiar with in our industry, and what our clients are familiar with, are often two separate items … and there’s a lot of confusion with knowing the difference between a “contingent sale” and “dual agency.” We have had more contingent sales this year (2013), more than we have had in our entire career…. Read More

September 2013 – Real Estate Market Update

September 2013 Real Estate Market Update Roseville Rocklin

  Wow, has it been a year of changes … 2013. It almost leaves us speechless (well not really, who are we kidding – we’re Ostroms). ~ Cue the David Bowie song, “Ch-Ch-Changes” We went from a home staying on the market a day or two, to longer days on market (DOM), prices creeping up… Read More

2013 Social Media Squad – Coldwell Banker

GenBlue Social Media Squad Coldwell Banker 2013

How Has Attending the #GenBlue Conference Improved Us? #GenBlue is the Coldwell Banker Annual International Conference. For the past three years, Steve and I both have attended the conferences. Gen Blue offers classes for self-improvement and inspiration to improve anyone who is part of the Coldwell Banker brand – both for elevating our online and… Read More

View Past Property Tax Bill – Placer County

How do I View a Past Tax Bill in Placer County

Thinking of moving to Placer County in California? Or may you’re just relocating within Placer County, you might appreciate the ability to look up a past property tax bill. We’re often asked about taxes for a property they’re interested in buying and the breakdown of those taxes. Don’t fret, we can help you find the… Read More

Agents: ZipForm MLS-Connect – Sacramento Metrolist

ZipForm MLS Connect Fix Agency Real Estate

For California Agents: Help and Tech Tips – Specifically Targeting the Greater Sacramento Area Agents, do you ever receive contracts on your listings, with page 8 not filled out completely, or even worse, with the wrong information? Well let’s not get stomping mad, let’s solve the problem! It’s so simple, you’ll pinch yourself for not… Read More

How to be a Strong and Prepared VA Buyer

Holly Ross - Desiree Pointer VA Buyers

 With the fast-paced real estate market we’re currently experiencing in Placer County (and in many nearby areas), more homes seem to be posting to “pending” rather than new house inventory posting to the “active” market. It’s becoming even more critical for EVERY buyer, to be as prepared as you can before even stepping foot into… Read More

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